One of the leading private general insurers in India, Bajaj Allianz on Wednesday launched its all new distinctive health care product. Named as Global Health Care, this new product is aimed at providing seamless cover to the policy holder for planned and emergency treatment across the world.
The major aspects to watch out for in this new product are as follows:
• There are two plans covered in Global Health care- Imperial and Imperial Plus. Both offered worldwide health cover to the policy holders.
• Global Health Care is equipped with many benefits starting from in- patient hospitalization, Day care procedures, Mental Illness, Palliative Care, Medical Repatriation, Air Ambulance, Living Donor Medical Costs, to Modern Treatment Methods & Technological Advancement.
• The premium for this policy cover is INR 39,432 excluding GST.
• As far as sum insured is concerned, Global Health Care offers a sum insured ranging from INR 37.5 Lakhs to 3.75 Crores domestically. For the international part, sum insured ranges from USD 1 Lakh to USD Million.
• The Imperial Plus Plan comes with higher sum insured options and also provide enhanced features.
• Under the domestic cover, a patient can choose to opt to transfer to the best international treatment available for his/her ailment.
• The International cover additionally provides benefits like dental cover, nbuilt OPD cover, Medical Repatriation, accommodation cost of one parent staying with an insured child, Air Ambulance and Medical Evacuation.
• The International Cover provides an option of voluntary aggregate amount of Nil/USD 500/ USD 1000 which eventually reduces the premium amount.
• The policy holders have the option to choose between worldwide cover including USA and Worldwide cover excluding USA.
• Global Health Care is available for adult members between the age of 18 and 65 years. For dependent children the age limit ranges from 3 months to 30 years with a lifetime renewal option.
• Further, an additional 5% discount will be available if two or more members of the same family opt for the policy. The premium of INR 39, 432 can be paid with an EMI facility as well.